Free service
Find the best
mortgage in Wrocław
We compare offers from over 20 banks and financial institutions. A free creditworthiness analysis — with no impact on your BIK during the initial assessment.
20+
banks and institutions
0 zł
cost to the client
48h
initial decision
How does the cooperation work?
1
ConsultationA free meeting online or at the office — we analyse your financial situation.
2
Offer analysisWe compare offers from 20+ banks: interest rate, APRC, commission.
3
Choosing the bestWe recommend a specific offer tailored to your needs.
4
FormalitiesWe compile the documents and submit the application on your behalf.
5
Decision and payoutWe accompany you all the way to signing the agreement and disbursement of the loan.
The experts' fee comes from the bank — for you the service is always free.
Process
From consultation to loan disbursement
1
Consultation
A free meeting, analysis of needs and capacity
2
Bank analysis
Comparison of offers from 20+ banks — APRC, commission, terms
3
Choosing an offer
A recommendation of the best solution for you
4
Application
We compile the documents and submit the application for you
5
Payout
We accompany you until the agreement is signed and disbursed
Why Realsy
Your benefits from the cooperation
Free for you
The experts' fee comes from the bank — the client bears no cost for the mortgage advice.
All banks
We compare offers from over 20 banks and financial institutions — we'll find the lowest APRC for your situation.
Fast decision
An initial decision in as little as 48 hours. We serve clients online and at our Wrocław office.
No impact on BIK
The initial creditworthiness analysis leaves no trace in BIK — you can check safely.
Fully remote
The whole process — from consultation to submitting the application — can be done online. Without leaving home.
Documents handled for you
We compile all the documentation required by the bank — you save time and avoid formal errors.
FAQ
Frequently asked questions
The service is completely free for the client. The credit experts' fee comes from the bank that grants the loan — the same as if you applied on your own.
The initial capacity analysis we carry out at the start leaves no trace in BIK. A BIK enquiry appears only when you formally submit an application to a bank.
Most banks require a minimum of 10% of the property value as a down payment. At 20% you avoid the additional low-deposit insurance and get better terms.
From the first consultation to disbursement, usually 6–10 weeks. An initial decision can appear as soon as 48–72 hours after a complete application is submitted.
Yes — we help clients from Ukraine, EU countries and other states. Requirements depend on the bank and your residence status. Consult your situation with us.
Yes. By law, 3 years after the loan is granted the bank may not charge a commission for early repayment. In the first 3 years fees may apply — we analyse this when choosing an offer.
If one bank issues a negative decision, we can submit the application to another — we have access to 20+ institutions. A refusal from one bank does not mean the end of the process.
Free consultation
Let's talk about your mortgage
Write or call — we'll reply within a few hours and arrange a free consultation.
Write to us